Chapter 481: Can’t understand, come to the door for help (Part 1)
Presenting the most embarrassing and the least likable side in front of other people can make the relationship of two people closer than showing only the excellent side.
Xiao Zian had just seen the ugliness of the Su family, that was unknown to outsiders. Although there was no expression on his face, he was drawn more closely to Su Cha. Although he hasn’t decided yet to take over the matter of the bank at hand. At least, he doesn’t think Su Cha as a mere businessman, who will cooperate with him to set up the bank.
When the two came to the study room, Xiao Zian and Su Chake exchanged a few words and explained their intentions.
Su Cha had long guessed that Xiao Zian came to visit because of the bank. But when he heard that the emperor agreed, Su Cha still got a little bit excited.
It’s a bank ah!
He didn’t dare to think about before, but now he has to do it. It’s like a dream.
Su Cha was also a person who has seen the world. He can remain calm in front of Xiao Tianyao, and so, of course, he will not lose his calm in front of Xiao Zian. After expressing his excitement a little, he discussed with Xiao Zian the specific details.
Xiao Zian has no other questions. His questions were only focused on interest and profit.
Why do they have to pay interest when people deposit money?
Other banks charged fees for safekeeping and loss. Can they not do the same?
If paying interest, is just to stimulate the people to deposit their money in the bank. Will they offer it in a short time or all the time?
If it’s only for a short time, won’t the cancellation make the people unhappy?
Is there any possibility of competing with other people’s bank business?
All the bank owners have extraordinary status, some even working at the palace court. Must they use power to suppress people in this business?
People are always like this. When they were given a chance, in the beginning, they will take it for granted as if they deserved it. Once you take it back, they will think that you are robbing them. The matter about interest must be considered in advance.
If they will offer it all the time, can they guarantee that the bank can sustain it?
Su Cha indeed proposed a few ways to make money, but for him, it’s not enough. Some people earn profits, while some failed. Even if Xiao Zian didn’t do business before, he understands this concept. So if they will only rely on doing business to give the interest, Xiao Zian was not at ease.
Xiao Zian’s question was exactly Su Cha’s question before. Without a second thought, Su Cha explained Xiao Zian.
Interest must be given, but the level will be different!
There will be profits, the question is how much!
Bank business was the safest way to earn money in the whole world. There will be no loss. Even if they lose, it will not affect the foundation. As long as the depositor takes away their money within a year, their bank will not lose money. Instead, they might even earn money.
In this world, there are gains and losses in business, but it only happens most of the time to small businesses. Big businesses will not lose money. Because they have enough money at hand to see through their business. They can continue doing business until they earn money.
If Xiao Zian feels that using the money from the bank to do business is to compete with people, then the bank can do nothing but only to invest, which is also called a partnership.
Just like several of them who set up the bank. If they go for it, they will not intervene in the business process. They will only be paid according to agreed dividends at the end.
As for the issue of using power to suppress people?
Su Cha thinks this was impossible because… …
